Indiana Court of Appeals Upholds Two-Year Statute of Limitations for Deposit Account Disputes — Including Challenges to Overdraft Fees

On April 20, 2026, the Indiana Court of Appeals affirmed the dismissal of a putative class action challenging overdraft fees assessed by an Indiana credit union, ruling Indiana’s two-year statute of limitations on “[a]n action upon a deposit account” encompasses any cause of action premised on or concerning a deposit account.... By: Krieg DeVault