Client Alert: Regulators Raise the Bar — New Rules Redefine “Unsafe or Unsound Practices” and MRA Standards for Banks

On September 1, 2026, the Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller of the Currency (OCC) jointly issued a final rule related to supervisory actions that continues their effort to focus examiners’ and banks’ attention on material financial risks and compliance with banking and banking-related laws and regulations. The final rule becomes effective November 2, 2026.... By: Winthrop & Weinstine, P.A.