Mere Speculation is Not Enough to Demonstrate Prejudice After Late Notice

Bryan-Wilson, etc. v. Universal Property & Casualty Insurance Company, Case No. 4D2024-1547 - The Fourth District Court of Appeals reversed a jury verdict in favor of Universal Property & Casualty Insurance Company after it found Universal did not meet its burden to demonstrate it was prejudiced by the late notice of a plumbing loss. The subject claim was reported fifty-eight days after the alleged loss. Following the field adjuster’s inspection, coverage was afforded for the loss, and payment... By: Marshall Dennehey