U.S. Banking Agencies Propose Sweeping Overhaul of Capital Framework - Part II: Category III and IV Banking Organizations

On March 19, 2026, the Federal Reserve, the Office of the Comptroller of the Currency ("OCC"), and the Federal Deposit Insurance Corporation ("FDIC") proposed revisions to the standardized approach for risk-weighted assets ("RWAs") applicable to Category III and IV organizations, together with conforming capital definition changes and an elective pathway into the Expanded Risk-Based Approach ("ERBA") proposed for non–Category I/II firms.... By: Jones Day