February 2026 New York Insurance Coverage Update

Mount Hawley Insurance Company issued a commercial general liability policy to a contractor that excluded coverage for property damage resulting from the insured’s labor, except for “interior tile” work. The insured contractor was retained to refurbish a bathroom. To level and prepare the bathroom floor for tiling, the insured’s laborer used welding equipment to secure a metal hatch door, which caused a fire and resulting property damage. The insured sought coverage for its liability for the... By: Rivkin Radler LLP