Before the Next Storm: The Coverage Gaps Carolina Businesses and Community Associations Often Overlook

Premiums have climbed sharply, insurers have asked for steep increases that regulators have negotiated downward, and some policyholders have faced non-renewal. Yet for a business owner or a community association board, the costlier surprise is often not the premium. It is the discovery, in the days after a storm, that the policy everyone is counting…... By: Ward and Smith, P.A.