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A Carefully Drafted Molestation or Abuse Exclusion in a Commercial General Liability Policy Will Likely Exclude Coverage for Costly TVPRA Human Trafficking Claims

UnknownFeb 27, 2026(about 1 month ago)

The article discusses the legal implications of the Trafficking Victims Protection Reauthorization Act (TVPRA) and its impact on commercial general liability policies.

Congress enacted the Trafficking Victims Protection Reauthorization Act of 2003 (TVPRA) to afford human trafficking victims a civil framework for recovering money damages from their traffickers. The statute initially limited civil liability to those who perpetrated human trafficking crimes against the victim. In 2008, Congress amended the TVPRA to allow recovery from those who directly benefit from the human trafficking, by providing “[a]n individual who is a victim of a violation of this... By: Weber Gallagher Simpson Stapleton Fires &

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